How long would it take you to save your gross annual salary. 5, 10, 15 years?
If you could no longer work and cover bills, how long would your savings last?
Our most forward-thinking clients have considered what would happen to their loved ones if they couldn’t work due to a long-term illness or injury which resulted in a loss of earnings.
According to the ABI, one million workers a year find themselves unable to work due to a serious illness or injury.
Covering outstanding bills, childcare costs, and the cost of running a home are the main concerns our clients have.
Protecting your income would provide you a regular monthly benefit should such a situation occur.
You are most likely to invest in this protection if you’re self-employed or employed and you do not have sick pay to fall back on.
The cost of a policy will vary based on a number of factors, such as age, your job role, your current health and medical history.
There are a lot of considerations when choosing income protection, but thankfully it’s a simple process for the Health Insurance Group to find the right policy for you and your loved ones.