Employee benefits and business protection specialists

Employee benefits and business protection specialist

At The Health Insurance Group, our team have a wealth of experience in all fields of employee benefits and business protection. We can tailor a solution that meets the needs of your business.
As an independent specialist adviser, we will explore the whole market to find the best products and providers to meet your needs.
We will also work with you to help you make informed decisions, so you know your health and wellbeing, or that of your employees, is in safe hands.
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Is your business a...

Microbusiness

Microbusinesses usually have between 1 and 10 employees.

Employee benefits allow employers to recruit and retain the best employees, boost morale and improve company culture. Overall, benefiting from a more productive workforce.

Business protection is especially important in microbusinesses. What would the consequences be if a director or employee with specialist skills died or became seriously ill? Or a key shareholder in the business? Now is the best time to ensure you're covered... 

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SME

SMEs usually have between 10 and 250 employees.

All too often the owners of a business are so focused on running the business, they do not consider what would happen if a key person, director or shareholder were to die... What would your business do if you were to lose a key individual within the company?

Employee benefits, such as cash plans or private medical insurance, are a great way of retaining your best staff, especially in a competitive industry. Sickness absence can have a huge impact on SME's due to the size of the workforce, so helping to meet the health and wellbeing needs of people before problems arise is crucial to keeping the business running successfully.

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Large enterprise

Large enterprises usually have over 250 employees.

Employee benefits are a great way of showing staff they are valued. Benefit packages could solely cover the management team such as with private medical insurance, or could cover the full range of staff with something such as an employee assistance programme.

These packages are a great way to keep your recruitment process competitive and reduce staff churn.

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Products we offer

Private medical insurance

Immediate care for when you or your employees need it the most.

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Cash plans

The low cost versatile method of providing contributions to your staffs everyday health costs.

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Group life insurance

Group life assurance is a very simple employee benefit paying out if the employee dies whilst in employment with your organisation.

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Group income protection

Group Income Protection provides a guaranteed income for employees who are unable to work as a result of illness or injury.

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Key person insurance

One of your key employees passes away or gets diagnosed with a critical illness. Do you have a contingency plan?

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Shareholder protection

Have you considered what would happen to the shares of a shareholder if something unexpected happened?

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Relevant life

Cost efficient life insurance for smaller businesses.

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Talk to one of our advisers about the needs of your business...

Whether you're looking to put an employee benefit package in place or need your current policies reviewing, our advisers are here to offer free reviews and walk you through all available options.

Contact us

We work alongside...

Sarah Howell

Finance Director, HTG Global IT Solutions

"We have now been with The Health Insurance Group for 4 years now and the team have excellent customer service, helping me to get the most competitive prices and not just auto renewing.

They are very friendly and prompt in responding and nothing is ever too much trouble. With Adam we know that our healthcare insurance renewals are in expert hands."

Kursty

Swale Veterinary LLP

“Swale Veterinary LLP has worked with The Health Insurance Group for many years now, which is a testament to the relationship and trust in the company.

They have been forever helpful, professional and given advice and guidance when needed with nothing being too much trouble. They always seek to get the business the best results for their needs and requirements and are always a pleasure to work with

I would 100% recommend them to anyone who is looking for employee benefits and business protection insurance.”

Linda Fenwick

NTE Works

"I just wanted to say a couple of things about Adam Brown and the service he provides from The Health Insurance Group, he has looked after us for a number of years and nothing is too much trouble for him or the team. 

He has consistently worked together with Bupa to get us the best discount available making it highly competitive with other Private Health providers.

The office staff and Adam have been available to answer any questions or smooth out any problems.

All in all highly recommended."

Sarah Dodds

Sweeney Miller Solicitors

"We have been with The Health Insurance Group for many years now and have always found their Management and staff very accommodating and helpful.

Their service is always fast and efficient. Thank you Adam and the team!"

John Elmes

Hewitt Solicitors LLP

"We have had the pleasure of dealing with The Health Insurance Group, Julie Fairbairn for quite a number of years now.

They have never failed to find the best deal, which isn’t always the cheapest but the best that serves our particular circumstances, they are always readily available to assist and advise in all situations."

Peter & Pam Wood

"We cannot speak highly enough of the service provided by THIG, and Ellie’s initiative, attention to detail and comprehensive management of the process."

What would happen in your business if a key shareholder passed away?

Potentially, the shares could be left to the beneficiaries. These could have little to no interest in the company, preferring to have the sum in cash. This could lead to that share being sold to third parties, resulting in the company losing control of a section of the business. To regain control, the company would…
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212 YEARS OF EXPERIENCE!

…Not me before you start 😂 This is the experience we have within the Health Insurance Group, employee churn is incredibly low. 212 years, 2,544 Months, 77,645 earth rotations 🌍, we are extremely proud to have retained such talented employees. This got us thinking…in a recent management meeting, we discussed how employee retention is a big…
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International Men’s Day 2021

Our Managing Director, Dave Collinge, took part in a panel of speakers on a global live streamed conference, for the celebration of International Men’s Day. International Men’s Day celebrates worldwide the positive value men bring to the world, their families and communities, highlighting positive role models and raise awareness of men’s well-being. One of the…
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How long would it take you to save your gross annual salary?

How long would it take you to save your gross annual salary. 5, 10, 15 years? If you could no longer work and cover bills, how long would your savings last? Our most forward-thinking clients have considered what would happen to their loved ones if they couldn’t work due to a long-term illness or injury…
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Protect your team, the tax-efficient way.

Thinking about taking out a life insurance policy to protect you and your employees’ families? Small private limited company with no need for a group life scheme? How about a Relevant Life Policy (RLP)? RLP is similar to a ‘death in service’ policy. It is a tax-efficient way to provide a cash sum paid directly to…
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Look after your employees’​ health 24/7, 365.

Employee Assistance Programmes (EAP) are employee benefit programmes offered by many employers. Despite clear evidence that good workplaces enjoy greater employee retention, improved customer satisfaction and higher productivity, levels of stress are rising and mental health awareness is very much on a leader’s radar. In 2018/19 the HSE released analysis based on data from the…
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