What would happen in your business if a key shareholder passed away?
Potentially, the shares could be left to the beneficiaries. These could have little to no interest in the company, preferring to have the sum in cash. This could lead to that share being sold to third parties, resulting in the company losing control of a section of the business. To regain control, the company would…
Read More212 YEARS OF EXPERIENCE!
…Not me before you start 😂 This is the experience we have within the Health Insurance Group, employee churn is incredibly low. 212 years, 2,544 Months, 77,645 earth rotations 🌍, we are extremely proud to have retained such talented employees. This got us thinking…in a recent management meeting, we discussed how employee retention is a big…
Read MoreInternational Men’s Day 2021
Our Managing Director, Dave Collinge, took part in a panel of speakers on a global live streamed conference, for the celebration of International Men’s Day. International Men’s Day celebrates worldwide the positive value men bring to the world, their families and communities, highlighting positive role models and raise awareness of men’s well-being. One of the…
Read MoreHow long would it take you to save your gross annual salary?
How long would it take you to save your gross annual salary. 5, 10, 15 years? If you could no longer work and cover bills, how long would your savings last? Our most forward-thinking clients have considered what would happen to their loved ones if they couldn’t work due to a long-term illness or injury…
Read MoreProtect your team, the tax-efficient way.
Thinking about taking out a life insurance policy to protect you and your employees’ families? Small private limited company with no need for a group life scheme? How about a Relevant Life Policy (RLP)? RLP is similar to a ‘death in service’ policy. It is a tax-efficient way to provide a cash sum paid directly to…
Read MoreLook after your employees’ health 24/7, 365.
Employee Assistance Programmes (EAP) are employee benefit programmes offered by many employers. Despite clear evidence that good workplaces enjoy greater employee retention, improved customer satisfaction and higher productivity, levels of stress are rising and mental health awareness is very much on a leader’s radar. In 2018/19 the HSE released analysis based on data from the…
Read MoreIn your business…who brings home the bacon? 🥓💰
When we chat with our clients, we often find a Key Person isn’t always the CEO, the top sales person or the ‘bread winner’. It can be a wide range of staff. Sometimes a technical member, an example being a software developer who has coded the company’s software product, line by line. We also often uncover…
Read MoreWhy your business needs a cash plan, and how it makes comfort a business priority…
A cash plan is a low-cost, high-reward way of looking after your employees. It ensures their comfort in a streamlined way. Making sure specific healthcare costs of your staff are covered is vital, and made simple by a cash plan. We at The Health Insurance Group know the importance of a good cash plan. Being…
Read MoreCovid-19 pandemic, an unexpected opportunity.
Some sectors have found the Covid-19 pandemic to be an unexpected opportunity. An opportunity to help, advise and act swiftly for businesses that wish to protect their teams. We have experienced a rise in our clients providing Private Medical Insurance (PMI) to their employees. The number of people buying PMI for the first time has…
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